Nine catalogued programmes, filterable by Nepal's ten FIU-defined reporting entity types, from board-level briefings to hands-on TrustAML system training.
Each programme carries its own code, session-by-session curriculum, and audience profile.
Periodic, independent testing of your AML/CFT programme's design and operating effectiveness — separate from day-to-day compliance and consulting — for board, audit committee, and NRB reporting purposes.
Covers KYC/CDD file testing, transaction-monitoring alert quality, STR/SAR filing accuracy, and maker-checker control adherence, with findings rated and tracked to closure.
One risk-based engine, tailored to the regulatory obligations of each type of reporting entity.
Core Platform
TrustAML
The single risk-based AML/CFT engine every sector edition below is built on — screening, KYC/KYM, ECDD, transaction monitoring, risk profiling, Compliance 360, and goAML reporting, end to end, for banks and financial institutions.
Built for hire purchase and leasing finance companies.
TrustAML-Cooperative
Adapted for savings and credit cooperatives, aligned with cooperative-sector regulatory requirements.
TrustAML-Casino
Purpose-built for the gaming and casino sector's AML/CFT obligations.
TrustAML-Securities
Designed for brokerage firms and capital market intermediaries.
TrustAML-Insurance
Configured for life and non-life insurance company compliance needs.
TrustAML-Remittance
Built for cross-border remittance service providers and money transfer operators.
TrustAML-Transfer
Supports domestic fund transfer operators with dedicated monitoring and reporting.
TrustAML-Gold
Tailored for the gold and bullion trading sector's AML/CFT obligations.
TrustAML-RealEstate
Addresses AML/CFT compliance needs specific to real estate transactions.
Team Education
Training Programmes Catalogue
Select your Reporting Entity Type to jump straight to the programmes built for you — or view the full catalogue. Each programme carries its own code and, once opened, its full session-by-session curriculum.
▦All Reporting Entities9 programmes
🏦Banks (Class A / B / C)
🤝Microfinance Institutions (Class D)
🏘️Cooperatives
🚗Hire Purchase Companies
💱Money Changers & Remittance (MVTS)
📲Payment Service Providers / Operators
🛡️Insurance Companies
📈Securities Market Intermediaries
🏛️EPF · CIT · Social Security Fund
🎰Casinos, Precious Metals & Other DNFBPs
Showing all 9 programmes.
Categories reflect FIU-Nepal's published Reporting Entities list and the Asset (Money) Laundering Prevention Act's "Financial Institution" / "Non-Financial Institution" definitions.
TRN-01
Understanding & Implementation of AML/CFT — Practical TrustAML Programme
A twelve-session, full-day programme that moves from AML/CFT fundamentals into a hands-on walkthrough of TrustAML itself — onboarding, screening, risk profiling, and STR/SAR/AIF reporting inside the live system.
Session 1
AML/CFT HorizonStandards & obligations for banking sector, regulatory framework for reporting entities, customer ID & acceptance, KYC refresh frequency, policy/SOP gap identification.
Session 2
Risk IdentificationRisk assessment triggers, threshold transactions, suspicious transaction/activity reporting, risk-based policy, SOP and AML calendar.
Setting Rules in Transcode ManagementConduction type, from/to funds codes, conductor-required rule, t-from/t-to sub-fields, default contra values, turnover-calculation inclusion.
Session 11
Managing Transactions & KYC for ReportingWorkflow for different goAML reports, gap-transaction management, contra-level field identification & migration, report validation.
Format: Presentation, case studies & worked examplesAudience: Board, senior management, compliance officers
Delivered as a comprehensive multi-module programme (110 slides) for a reporting entity's leadership — spanning the global AML/CFT landscape down to a working risk-scoring algorithm and goAML XML structure.
Module 1
AML/CFT LandscapeGlobal bodies — FATF, APG, MONEYVAL, Eurasian Group and regional task forces; Nepal's institutional framework — Dept. of Money Laundering Investigation, NRB, FIU-Nepal, PM Office AML Unit.
Module 2
ML/TF ConceptsPlacement, layering, integration; source vs. destination of funds for money laundering and terrorist financing respectively.
National Risk Assessment FindingsOverall ML risk rated Medium-High; savings-account vulnerability operated like business accounts beyond KYC profile; banking sector flagged more vulnerable (22/57 DMLI).
Customer Identification & AcceptanceCustomer acceptance policy, PEP identification (incl. second-degree relations), beneficial-ownership identification, fuzzy/AI-based screening, list integration & escalation.
Module 7
Risk ProfilingRisk-landscape application, scoring algorithm (Low 0–50 / Medium 51–119 / High 120–1000), live customer-acceptance case exercises.
Module 8
Transaction MonitoringConductor vs. drawee, My Client vs. Not My Client, worked flag examples — Under-Threshold Repetition, Large Value Transaction, KYC Deviation.
Observations & RecommendationsKYC/CDD/ECDD gaps, TTR/STR reporting quality, risk-profiling practice, and a data-clean approach for the institution.
TRN-03
Enhanced Customer Due Diligence (ECDD) — One-Day Mastery Workshop
Duration: 1 full day / 8 hoursParticipants: Up to 25 per batchAudience: AML/CFT Compliance, Operations, Branch/Regional Supervisors, Central SOP Content Team
Built from NRB Unified Directives 2078 (Section 4.2) and FATF Recommendations 10, 12 & 22. Institution-specific editions available for Class A Banks, Class B/C Banks, MFIs and Cooperatives.
09:00–09:30
AML/CFT & ECDD FoundationRegulatory framework, ML stages, NRB Unified Directives 2078, ECDD vs. Standard CDD.
09:30–10:30
ECDD Triggers & High-Risk ProfilesTrigger conditions; PEP, cross-border, cash-intensive, complex-structure and adversely-reported profiles; PEP Tier 1/2/3 stratification; PIP requirements.
10:45–12:00
ECDD Process Architecture & GovernanceMaker–Checker–Approver–Consent workflow, segregation of duties, sequential approval gates and SLAs.
13:00–14:15
Risk Methodology & Source of Funds4-pillar risk scoring (customer, geography, product, channel); risk tiers with review cycles; Source of Funds vs. Source of Wealth.
14:15–15:00
Transaction Analysis & Red FlagsCategory-wise analysis, velocity/frequency/volume analysis, integration with case management.
goAML XML Schema v5.0.2 — AML/CFT Reporting Training
Duration: 1 full day / 8 hoursParticipants: Up to 25 per batch (virtual up to 30)Audience: Compliance officers, IT/core banking teams, report preparers
Built directly from the goAML XSD v5.0.2 schema — not generic AML theory — with 63 slides (50 core + 13 institution-specific add-ons) across seven sessions, covering Class A/B/C Banks, Hire Purchase companies, MFIs and Cooperatives.
09:00–09:30
Foundation & OverviewgoAML platform, XML structure, My Client concept, report types, reporting-entity overview by institution.
09:30–10:30
Report Header Fieldsentity_id, report_code, report_date format, currency_code_local, TTR threshold rules by institution.
10:45–12:00
Transaction Schema (deep dive)transmode_code (19 values), amount fields, the 4 from/to nodes, from_funds_code vs. to_funds_code, institution-specific scenarios.
AML/CFT Implementation Training — Microfinance Institutions
Duration: 1 full day / 8 hoursParticipants: Up to 25 per batchAudience: Compliance Unit, Branch/Field Operations, Credit & Risk, Senior Management & Board
Built from NRB AML/CFT Directive 2079 (D-class), ALPA 2064, NRA 2020 and APG MER 2023 findings — addressing the sector's reporting gap (12 STR filed by the entire MFI sector in FY 2023/24 vs. 6,181 from commercial banks).
09:00–09:30
AML/CFT Foundation & Nepal ContextAML, CTF and WMD-financing concepts; 3 stages of money laundering; ALPA 2064, Regulation 2081, NRB Unified Directives 2079.
09:30–10:30
NRA 2020 & APG MER 2023 — Microfinance StatusSector rated Medium-Low risk; only 12 STR/SAR filed in FY 2023/24; incomplete goAML integration; APG Grey List context.
Risk Management — Risk Profiling & Scoring6-factor scoring matrix (Low 6–8, Normal 9–12, High 13–18); case exercises — structuring & PEP-linked member scenarios.
15:15–16:15
Transaction Monitoring & Red Flag DetectionStructuring, third-party loan repayments, border-area remittance, turnover mismatch; real NRB enforcement case (Super Laghubitta, NPR 50 lakh penalty).
16:15–17:00
goAML Reporting, XML Schema & Capacity BuildinggoAML XML structure walkthrough; capacity-development cadence by role; full penalty schedule under ALPA 2064.
Provisions, Duties & PenaltiesObligations, compliance duties, and penalties under the Act, Regulation and cooperative-specific directives.
Topic 9
goAML TerminologyConductor & drawee, reporting person, My Client vs. Not My Client, transaction/conduction type, from/to funds codes, RFI, message board, reporting indicators, contra details.
The microfinance-sector counterpart to TRN-06 — the same foundational structure, reframed around microfinance institutions' regulatory obligations and organisational context.
Regulatory Framework & CoverageExisting acts and legal structure — AML Prevention Act 2064, AML Prevention Regulation 2081, AML directive issued for microfinance institutions.
Topic 3
Institutional Framework & RoleRegulatory body, Financial Information Unit, money-laundering investigation bodies, regulatory structure & jurisdiction.
Topic 4
Three Stages of Money LaunderingPlacement, layering, integration.
Topic 5
Basic TerminologyKYC, CDD, ECDD, PEP, Beneficial Ownership, RBA; TTR, STR/SAR, AIF/AIFT; goAML, source of fund, screening, onboarding, sanctions, red flags.
Topic 6
MFI Organisational StructureBoard of directors, audit supervision committee, management team, CEO, sub-committees, staff — and the internal compliance ecosystem, incl. the Compliance Officer's role, responsibility & accountability.
Provisions, Duties & PenaltiesObligations, duties, compliance and penalties for reporting entities under the Act, Regulation and directives.
Topic 9
goAML TerminologyConductor & drawee, reporting person, My Client vs. Not My Client, transaction/conduction type, from/to funds codes, RFI, message board, reporting indicators, contra details.
TRN-08
TrustAML System Usage — Transaction Reporting & Compliance Panel
A four-part, hands-on programme delivered inside TrustAML itself, taking users from transaction classification through case management and branch-level workflow.
Part 1
Foundations & Transaction FetchNeed and coverage of training; understanding transcode; how different instrument transactions are fetched; Master, TTR, STR and History transaction reports.
Part 2
TTR & STR MechanicsTTR rules for Cash/Remit/FCY/Precious Metal; TTR XML regeneration; transaction-KYC gap; STR analyzer classification by instrument; flag-generation conditions; Free STR; SAR creation & XML generation; same-conductor & occupation-threshold reports; special-customer & suspicious-count reports.
Part 3
Case ManagementCreating cases from flags; whitelist and watchlist entry & approval; setting rules in analyst and approver roles; analysing cases & Compliance 360; STR status report and preparing regulator reporting.
Part 4
Branch WorkflowBranch maker-checker screening workflow; maker-checker KYC workflow (onboarding & update); KYC search (natural/legal); quick search & KYC status report; registering SAR through branch; list bulk upload; risk-category management.
TRN-09
TrustAML Go-Live Readiness & Feature Walkthrough
Format: Structured checklist walkthroughAudience: Project/IT teams & compliance during system rollout
Used at deployment time to combine feature training with go-live sign-off: every module is walked through live, its implementation and working status confirmed, and gaps are logged with a remark rather than left assumed.
Module
ScreeningSend Request (Natural / Legal Person), View Replies (Natural / Legal) — each confirmed Implemented Y/N and Working Status Y/N, with remarks noting scope (e.g. natural-customer-only engagements).
Module
KYCMigrate Customer — implementation and working-status confirmation.
Module
ListsPEP Search, KYC Search (Natural / Legal) — walked through and confirmed against the institution's actual customer base.
Module
ReportsKYC Status reporting — confirmed and signed off.
Interested in a training programme for your institution? Contact our Team Education at team.education@datum.com.np. Photos from past training programmes and study visits are in our Gallery.
Trust Risk turns your institution's own core-banking, MIS, and transaction-warehouse data into a regulator-ready ML/TF Risk Assessment report — deterministic rules, AI-assisted narrative that cannot invent a figure, and full maker-checker-Chief Compliance Officer sign-off before anything is filed.
Trust Risk — From Raw Data to a Signed-Off Regulator Report
Built for the institutional ML/TF risk assessment banks, cooperatives, and other reporting entities must periodically produce. Trust Risk ingests 23 source tables across six sections — Customer & Entity, Deposit & Loan, Digital Limits, Historical Transactions, Geography & Channels, and HR & Training — and carries every figure through to a signed-off, exportable report, with no step left to a spreadsheet.
DI
Data Ingestion & Lineage
Step 1
Automated extraction from core banking, MIS, and the transaction warehouse replaces manual data entry. Every figure in the final report is tagged with its extraction run ID, and a data-quality pass runs before anything reaches the rules engine — deduplicating redundant source rows, normalising inconsistent spellings ahead of sanctions screening, and handling null or missing cells in exposure tables.
RE
Deterministic Rules Engine
Step 2
Each of the 15 risk-bearing tables carries a configurable rule set — thresholds tied to your own NRA and risk appetite, not a fixed vendor default. Every rule evaluates to a fully traceable finding: which figure fired it, what the source value was, and what severity (HIGH / WATCH / INFO) it carries.
Change a threshold and every dependent finding, the composite rating, and the narrative recompute — the roll-up is deterministic and fully auditable back to source figures.
AI
AI-Assisted Narrative
Step 3
The phrasing layer turns verified findings into prose in three registers — detailed analyst, Board summary, or regulator-facing — without ever inventing a number. A figure-validation gate checks every numeric claim in the drafted text against the verified findings and rejects any figure it cannot trace back to source.
GV
Maker-Checker-Chief Compliance Officer Governance
Step 4
Nothing auto-finalises. Every section's draft interpretation moves through Maker draft → Maker submitted → Checker cleared → Chief Compliance Officer signed off, each transition stamped to an immutable audit trail with named officer, role, and timestamp. A Model Risk Register documents every rule set's thresholds, owner, and review date — the interpretation logic itself is governed as a model, not left as an opaque black box.
RW
Risk Weightage Annexure & Institutional Rating
Part B
A parallel category-level scoring annexure rates eight risk dimensions on a six-band scale (Low, Medium-Low, Medium, Medium-High, High, Very High).
Compliance decides how this expert weightage combines with the data-driven findings: kept isolated as a standalone customer-scoring workpaper, blended as a simple weighted average, or combined through the weighted-exposure method (inherent risk = exposure share × category weight; residual risk = inherent risk reduced by documented control effectiveness). Every combination choice, weight, and exposure figure is tagged with its source and shown as a live preview before it reaches the report.
RA
Report Assembly & Export
Step 5
Compiles the signed-off interpretations, the overall composite institutional rating, and every source table into one document — Executive Summary, section-by-section tables with interpretation, and a Governance section describing the pipeline that produced it — ready to export to print or PDF for submission.
See TrustAML in Action
Request a walkthrough tailored to your institution's sector and regulatory obligations.
